MEDICARE ENROLLMENT

Do you want to make changes to your Medicare coverage?

Talk with us about all of your options. We will take the time to discover the best fit for you today.

AEP
Annual Election Period

Do you want to make changes to your Medicare coverage?

There are certain times when you can make these changes. For 

Medicare Advantage (Medicare Part C) and Medicare Prescription Drug plans (Medicare Part D), there is an Annual Election Period (AEP) when you can sign up for, change, or disenroll from the plan.

 

The AEP runs from October 15 to December 7 every year. ​Changes you make during the this period go into effect January 1 of the next year.

 

During this time you can:

  • Switch from Medicare to Medicare Advantage

  • Switch from one Medicare Advantage to another

  • Switch from one Medicare Part D (drug plan) to another

  • Enroll in a Medicare Part D plan if you didn't enroll when you were first eligible to do so

How will you know what your out of pocket medical expenses will be for the upcoming year?

 

Do you know what you will pay at the pharmacy each month for your prescriptions?

 

While there is no way to guarantee a final estimate, we will review your current plan with alternate plans to show you where you could save money each month, save on prescriptions, and choose a plan with more benefits and less out of pocket maximum exposure.

SEP
Special Enrollment Period

If you didn't sign up for a Medicare plan when you first became eligible during your Initial Enrollment Period, the Medicare Annual Election Period (AEP) is generally your chance to make these changes, unless you qualify for a Special Election Period (SEP).

The following events qualify you for Special Enrollment:

Changes in Residence

  • Moving to a new address outside of our plan area

  • Moving to a new address within your plan area, but with new plan options in that area

  • Moved back into the US after living outside the country

  • Just moved into, currently live in, or just moved out of an institution, such as a skilled nursing facility, or long term care hospital

  • Recently released from incarceration (jail or prison)

Loss of Current Coverage

  • Losing Medicaid

  • Left coverage from employer or union (including COBRA)

  • Involuntary loss of drug coverage as good Medicare (creditable coverage), or any other coverage changes and is no longer considered creditable

Medicare allows for other special circumstances. Contact us today for more information.

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